At a glance: Eligibility is based on your circumstances on 23 August 2026. The benefit recipient or their partner normally needs to be named on the electricity bill, and the supplier must take part in the scheme. Scotland has different eligibility and application rules from England and Wales.

What is the Warm Home Discount for 2026/27?

The Warm Home Discount Scheme reduces an eligible household’s energy account by £150. It is a bill credit, not a cash payment, and it does not depend on how many kilowatt-hours you use. The scheme covers England, Scotland and Wales and is due to reopen in October 2026 for winter 2026 to 2027.

The credit normally goes on your electricity account. If the same supplier provides both your gas and electricity, you may be able to ask for it to be applied to your gas account instead. Receiving the discount does not affect a Cold Weather Payment or Winter Fuel Payment.

The scheme is not available in Northern Ireland. Northern Ireland has different energy-support arrangements, so do not assume the Great Britain eligibility rules or £150 credit apply there.

Who qualifies in England and Wales?

For winter 2026/27, the relevant qualifying date is 23 August 2026. In England and Wales, you may qualify if your electricity supplier was participating, you or your partner received a qualifying means-tested benefit, and the benefit recipient or their partner was named on the electricity bill on that date.

The qualifying benefits listed by GOV.UK are Universal Credit, Housing Benefit, income-related Employment and Support Allowance, and Pension Credit, including its Guarantee Credit and Savings Credit elements. The previous property “high cost to heat” test is no longer part of the England and Wales core-group criteria.

Most eligible households are identified through government data matching and do not apply. If the records cannot be matched—for example, because the name on the benefit record does not match the electricity account—you may receive a letter asking you to contact the Warm Home Discount helpline and provide information.

  • Check who was named on the electricity account on 23 August 2026.
  • Confirm that the supplier you had on that date participates in the scheme.
  • Keep any government letter and follow its instructions by the stated deadline.

How the rules differ in Scotland

Scotland also uses 23 August 2026 as the qualifying date, but it has a core group and a broader group. Some households are matched automatically. Others need to apply directly to their energy supplier, whose broader-group criteria may include additional conditions.

Automatic core-group help can cover households receiving Pension Credit and specified forms of Universal Credit, income-related Employment and Support Allowance or Support for Mortgage Interest linked to disability, health or young-child conditions. The detailed conditions matter: receiving a benefit named in general guidance does not necessarily make every Scottish claimant automatically eligible.

If you do not meet the automatic criteria, check your supplier’s broader-group rules as soon as applications open. Ofgem says supplier criteria can differ, and broader-group rebates are application based. Do not wait for a government letter if your supplier says you must apply.

When and how will the £150 be paid?

The scheme reopens in October 2026. Ofgem says eligible core-group households should receive a government letter between November and December. Most discounts are applied automatically, but the letter will say if you need to call the helpline to confirm information.

For a credit account or Direct Debit customer, the supplier credits £150 to the energy account. That reduces the account balance, but it may not immediately reduce a monthly Direct Debit by exactly £150 because Direct Debits can also reflect forecast use, existing credit or debt. Check the account statement rather than looking only at the payment leaving your bank.

Prepayment customers can qualify too. The supplier may add credit for future energy use or issue a voucher or cheque. Follow the supplier’s instructions and redeem a voucher before it expires. In most cases, suppliers must provide core-group and broader-group discounts by 31 March 2027.

A simple bill example

Suppose your electricity charges over a year come to £900, including usage and standing charges. A £150 Warm Home Discount credit would reduce the amount left on the account for those charges to £750: £900 minus £150. That is a 16.7% reduction in this example.

The discount does not change your unit rate, standing charge or meter readings. If your annual charges were £1,500, the same fixed £150 credit would leave £1,350, a 10% reduction. Your real percentage saving therefore depends on the size of your bill, while the eligible rebate remains £150.

Use your own unit rate, daily standing charge and meter readings to estimate the underlying bill. Then subtract the £150 once, as a separate credit. Do not reduce the unit rate or apply the discount to every monthly estimate.

What if you switch supplier or do not receive a letter?

For the automatic core group, the participating supplier you had on the qualifying date is normally responsible for the rebate. If you have switched since 23 August 2026, give the old supplier your current contact details and ask how it will deliver the credit, voucher or cheque.

If your supplier did not participate on the qualifying date, moving to a participating supplier afterwards does not create eligibility for that scheme year. In Scotland’s broader group, Ofgem advises checking the position before switching and, if an application has succeeded, considering waiting until the rebate arrives.

If you believe you belong to a core group but receive no letter, contact the Warm Home Discount team. Ofgem says the government helpline is expected to operate from mid-November until the end of February. For a payment problem after eligibility is confirmed, contact the supplier responsible for paying it.

Prepayment meters, park homes and Northern Ireland

Using a traditional or smart prepayment meter does not prevent you from qualifying. Ask your supplier exactly how the credit will arrive and what identification or redemption steps are needed. Treat unexpected messages cautiously and use contact details from GOV.UK or your supplier’s official website.

People in park homes who buy electricity through the site owner usually do not have a direct supplier account, so the main data-matched scheme may not fit. A separate Park Homes Warm Home Discount route exists, with limited funding and its own application process. Check the current official scheme page before applying.

Northern Ireland is outside the Warm Home Discount Scheme. GOV.UK points Northern Ireland residents towards the Affordable Warmth Scheme, which supports eligible households with energy-efficiency improvements rather than providing this £150 electricity-bill rebate.

What to do now

Check the electricity account name, identify the supplier you had on 23 August 2026 and keep your latest bill. England and Wales households should look out for the official letter and respond only if asked. Scottish households should also check whether they meet automatic core-group conditions or need to apply under their supplier’s broader group.

When the credit arrives, confirm that it appears once and for the full £150. If it is missing, start with the organisation identified by the official guidance: the Warm Home Discount team for an eligibility or matching issue, or the responsible energy supplier for delivery and account questions.

Warm Home Discount FAQs

How much is the Warm Home Discount in 2026/27?

It is a one-off £150 credit for an eligible household. It is applied to an energy account rather than paid as cash.

Do I need to apply for the Warm Home Discount?

Most eligible households in England and Wales, and eligible Scottish core-group households, are matched automatically. Some people in Scotland must apply through their supplier’s broader group. A government letter may ask you to provide information if automatic matching is incomplete.

Can prepayment customers get the £150 discount?

Yes. An eligible prepayment customer may receive credit for future use, a voucher or another method chosen by the supplier. Check the supplier’s instructions and any expiry date.

When should the Warm Home Discount be paid?

The 2026/27 scheme reopens in October 2026. Core-group letters are expected between November and December, and in most cases suppliers must provide the discount by 31 March 2027.

Is the Warm Home Discount available in Northern Ireland?

No. The scheme covers England, Scotland and Wales. Northern Ireland has separate support, including the Affordable Warmth Scheme for eligible energy-efficiency improvements.

Use your actual rates

Estimate your electricity bill

Estimate your electricity charges from your actual meter readings and tariff, then treat the Warm Home Discount as a separate £150 account credit if you are eligible.

Open the calculator

Sources

The amount, qualifying date, eligibility rules and payment arrangements were checked against the following official sources on 25 September 2026:

  1. GOV.UK: Warm Home Discount Scheme overview
  2. GOV.UK: Warm Home Discount in England and Wales
  3. GOV.UK: Warm Home Discount in Scotland
  4. DESNZ: England and Wales eligibility statement for 2026/27
  5. Ofgem: Warm Home Discount eligibility and delivery